/* Calmo Money — shared styles for legal pages (privacy, terms) */
:root {
  --noir: #0c0e0b;
  --noir-2: #131711;
  --emerald: #0c2f21;
  --ivory: #f7f3ea;
  --ink: #1b201c;
  --ink-soft: #5c635d;
  --gold: #c58a3a;
  --gold-hi: #edd27a;
  --gold-lo: #9c7a2c;
  --line-dark: rgba(247, 243, 234, 0.14);
  --line-light: rgba(27, 32, 28, 0.12);
  --serif: "New York", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Helvetica, Arial, sans-serif;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  background: var(--ivory);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16.5px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 28px; }

header { background: var(--noir); border-bottom: 1px solid var(--line-dark); }
.nav { display: flex; align-items: center; justify-content: space-between; padding: 20px 0; }
.wordmark {
  font-family: var(--serif);
  font-size: 27px; font-weight: 600;
  color: var(--ivory); text-decoration: none;
}
.wordmark .dot { color: var(--gold); }
.nav-back {
  color: rgba(247, 243, 234, 0.75); text-decoration: none;
  font-size: 14.5px; font-weight: 500;
}
.nav-back:hover { color: var(--gold-hi); }

.page-head { background: var(--noir); padding: 64px 0 56px; }
.page-head .eyebrow {
  font-size: 12px; font-weight: 700;
  letter-spacing: 0.3em; text-transform: uppercase;
  color: var(--gold);
  display: block; margin-bottom: 16px;
}
.page-head h1 {
  font-family: var(--serif);
  font-size: clamp(36px, 5vw, 56px);
  font-weight: 600; line-height: 1.08;
  color: var(--ivory);
}
.page-head .updated {
  margin-top: 18px;
  font-size: 13.5px;
  color: rgba(247, 243, 234, 0.55);
}

main.prose { max-width: 760px; margin: 0 auto; padding: 72px 28px 96px; }
.prose h2 {
  font-family: var(--serif);
  font-size: 27px; font-weight: 600; line-height: 1.2;
  margin: 52px 0 16px;
}
.prose h2:first-child { margin-top: 0; }
.prose h2 .num { color: var(--gold-lo); margin-right: 10px; }
.prose p { margin-bottom: 16px; color: var(--ink); }
.prose p.soft { color: var(--ink-soft); }
.prose ul { margin: 0 0 16px 22px; }
.prose li { margin-bottom: 10px; }
.prose strong { font-weight: 650; }
.prose a { color: var(--gold-lo); }
.callout {
  background: #fffdf8;
  border: 1px solid var(--line-light);
  border-left: 3px solid var(--gold);
  border-radius: 12px;
  padding: 22px 24px;
  margin: 24px 0;
}
.callout p { margin: 0; }
.callout p + p { margin-top: 10px; }

footer { background: var(--noir-2); border-top: 1px solid var(--line-dark); padding: 48px 0; }
.foot {
  display: flex; flex-wrap: wrap; gap: 20px;
  align-items: baseline; justify-content: space-between;
}
.foot .wordmark { font-size: 22px; }
.foot-links { display: flex; gap: 26px; }
.foot-links a {
  color: rgba(247, 243, 234, 0.6); text-decoration: none; font-size: 13.5px;
}
.foot-links a:hover { color: var(--gold-hi); }
.foot-legal { font-size: 13px; color: rgba(247, 243, 234, 0.45); }